Need Capital for Your Trucking Business? Here’s How to Get Funded in 2025
The trucking industry is the backbone of the American economy—but it comes with heavy overhead costs. From fuel and fleet maintenance to insurance and equipment upgrades, trucking companies need reliable access to capital to keep moving. If you’re an owner-operator or run a small fleet, getting funding in 2025 doesn’t have to be complicated—even if you have less-than-perfect credit.
At FundPera, we work directly with trucking businesses to help them get fast, flexible funding tailored to the transportation industry.
Top Funding Options for Trucking Companies in 2025:
1. Equipment Financing
Need a new rig or trailer? Equipment financing allows you to purchase or lease vehicles without a massive upfront investment. The truck itself serves as collateral, which helps you qualify—even with lower credit scores.
2. Working Capital Loans
These short-term loans are perfect for covering day-to-day operating costs like fuel, payroll, maintenance, or unexpected repairs. Fast approval and flexible repayment terms make them ideal for businesses that need cash quickly.
3. Fuel Card Programs & Advances
Fuel is one of the biggest expenses in trucking. FundPera connects clients with fuel card partners and advance programs that help manage fuel costs and improve cash flow.
4. Business Line of Credit
A revolving line of credit gives you access to cash when you need it, without reapplying for a new loan. Use it for emergency repairs, tolls, insurance, or growth opportunities.
5. Start-Up Trucking Business Loans
Just getting started? FundPera works with new trucking businesses—even those without strong credit or existing revenue. Our programs focus on helping you build your credit profile while gaining access to starter capital.
Why Truckers Choose FundPera:
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We work with all credit types, including low or challenged scores.
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No revenue or time-in-business minimums on select programs.
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Fast approvals—some decisions in under 24 hours.
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Industry-specific expertise in trucking and logistics.
Conclusion
Whether you’re growing your fleet, replacing an engine, or just need breathing room between loads, funding should never slow your business down. At FundPera, we help truckers across the country get approved fast and build long-term access to capital.
Need funding for your trucking business? Apply now or book a free strategy call to see what you qualify for in 2025.
