License & Disclosures

License & Disclosures

FundPera is committed to full transparency, legal compliance, and responsible business practices. This License & Disclosures statement provides important information about our business activities, regulatory status, and the nature of our services.


1. Business Status

FundPera is a privately held company that provides business funding consulting, credit-building programs, and introductions to third-party lending partners. We are not a direct lender and do not make credit decisions or underwrite loans. Instead, we assist clients in identifying funding opportunities and preparing the required documentation.


2. Licensing

FundPera operates in compliance with all applicable federal, state, and local regulations. At this time, the company may not be required to hold a lender or broker license in all jurisdictions due to the nature of our services, which primarily involve:

  • Business consulting

  • Credit advisory

  • Commercial funding referral

  • Financial documentation preparation

If required by state law, we will maintain or acquire the appropriate license, registration, or exemption status prior to offering services in that jurisdiction.


3. Disclosures Regarding Third-Party Lenders

We work with a network of independent third-party lenders, financial institutions, and funding platforms. You acknowledge and agree that:

  • Any funding decisions are made exclusively by third-party providers

  • All loan terms, interest rates, and requirements are governed by each lender’s underwriting criteria

  • We may receive compensation from lenders or affiliates based on your application, approval, or funded amount

We do not represent or act as an agent for any lender. Clients are encouraged to review all third-party loan agreements carefully before signing or accepting funds.


4. Product Availability

Not all funding products or credit programs are available in all states or to all applicants. Availability may depend on factors such as:

  • State-specific regulations

  • Business type or industry

  • Credit and financial profile

  • Lender eligibility guidelines

FundPera reserves the right to decline services based on risk, compliance, or operational limitations.


5. Not a Legal or Tax Advisor

We do not provide legal, tax, or accounting advice. Any financial strategies or funding solutions we recommend should be reviewed by your legal counsel, CPA, or licensed advisor.


6. Compliance and Reporting

We maintain internal compliance procedures to ensure all communications, advertising, and service delivery meet ethical and regulatory standards. If you believe any of our actions or representations violate applicable law or standards, please report them to us immediately.


7. Contact Information

For questions related to licensing, regulatory status, or business disclosures, please contact:

Email: support@fundpera.com
Phone: (786) 565-8404
Address: 989 NE Second St, Suite 280 Miami FL 33131

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